Banking in Minnesota was born on the frontier and provided the necessary financial support for the new communities of the Upper Midwest?the land that Jim Hill identified as the fertile region that would serve and be served by his Great Northern Railroad. As the small communities grew into cities, as primitive agriculture was supplemented by grain milling and a burgeoning industrial base, the banks of the territory also grew, struggled, and survived to eventually provide the complex and sophisticated needs of Fortune 500 companies. Over a 75-year history, the Northwest Bancorporation and the First Bank Stock Corporation accumulated small regional financial empires, managed their survival through the Depression, and positioned them to meet the growing needs of Upper Midwest business. The two holding companies were competitors indeed?the Federal Reserve System and anti-trust legislation saw to that?but they were managed by dedicated men who were more similar than...

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