How would you like to be debt free? Do you wish you had some money set aside for retirement? Instead of just wishing about it, you can make it happen. At the age of 40, John White was in debt - credit cards, the worst kind of debt - and had no retirementsavings. Today he has no credit card debt and a positive net worth. Unlike most financial books, this one is based on real life experience, not just some financial advisor's theories. All of the strategies are from the author's real life experiences, and they are guaranteed to work - even if you're not over 40.

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