This self-help book about personal finance provides hundreds of motivational and inspirational messages and common-sense and creative money-management ideas and techniques to help readers get out of debt. The book has 30 chapters. Of the 30 chapters, the first four are filled with motivational messages, the next 26 are packed with money-saving ideas. At the beginning of each chapter is an eye-catching illustration and at the end of each chapter is an affirmation. There are also six worksheets and three self-evaluations throughout the book to further assist readers in becoming totally debt-free.

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