Scared to answer the phone (or even open the mail) because you're behind on your mortgage, taxes or other bills? Are creditors threatening foreclosure or repossession? Here's the answer! *Get out of debt without losing your property *Stop mounting fees and interest *Design an affordable repayment plan *Stop garnishments, attachments and foreclosure *Make a new start If you're at risk of losing property, or if you have overwhelming debts that can't be eliminated in Chapter 7 bankruptcy, Chapter 13 can offer a solution. It enables you to reorganize your debts into a repayment plan you can afford, without losing any property. In this compassionate and comprehensive guide, personal finance experts Robin Leonard takes you through the entire Chapter 13 process, step by step, and shows you how to: *determine if you qualify for Chapter 13 bankruptcy *calculate the total amount of your debts and income *complete the official bankruptcy forms ...

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