Extra 'Credit' Question: Have You Taken on Too Much Debt? Americans today carry more debt than ever before. And credit reports and ratings are becoming more and more important in determining what you can and cannot buy. Chances are, even if you haven't checked your credit report in years, you probably know if you've racked up too much debt. If that's the case, check out Everyone's Money Book on Credit by Jordan Goodman and learn how to manage and reduce debt.

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