Being frugal is the act of being practical and wise when it comes to using various resources like money, food, time and it is usually done through waste avoidance and not indulging in too much luxury or extravagance. In other words, being frugal involves restraining or using of resources properly and with moderation for whatever goals set by a person. Being frugal has several advantages. One, the frugal person will be free from debts since he or she will be able to avoid them through right management and use of monetary resources. Two, the frugal person is able to save money so that there will be money to take out in case of emergencies. The person no longer has to borrow from other people or from the bank. Three, the frugal person will be able to avoid wasted resources whether food, money, time clothing, etc.

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