"Refreshing and thoughtful approach in correcting the course America is headed. An easy and interesting read that logically and precisely gave solutions we can all understand. I loved the examples written to support his observations. Well done. Should be a must read for everyone." Paul R. Pignone CFP, CLU, ChFC, AIF, CSA Certified Financial Planner Boston Retirement Advisors, LLC "Dave has captured the essence of the subject in his masterful expose of the fundamentals that are missing in society as we blithely blunder forward, and as admirably expressed by Einstein: 'Two things are infinite: the universe and human stupidity; and I'm not sure about the universe.'" Berry J. Versfeld President TZELL New Jersey Travel Group Every day it seems as though Common Sense is becoming a thing of the past. Our media outlets, be it print or television, spend more time getting their agendas across and less time trying to explain the issues in a way that makes sense to most of...

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