High Quality Content by WIKIPEDIA articles! Payday loans in the United Kingdom are a rapidly growing industry, with four times as many people using such loans in 2009 compared to 2006—in 2009, 1.2 million people took out 4.1 million loans, with total lending amounting to ?1.2 billion. The average loan size is around ?300, and two-thirds of borrowers have annual incomes below ?25,000. There are no restrictions on the interest rates payday loan companies can charge, although they are required by law to state the effective annual percentage rate (APR). According to Consumer Focus, "the cost of obtaining a loan online (often ?25-?30 per ?100) exceeds the costs of obtaining a loan on the High Street (often ?13-?18 per ?100)" because the lenders reject fewer applicants and face higher rates of fraud and default. Данное издание представляет собой компиляцию сведений, находящихся в свободном доступе в среде Интернет в целом, и в информационном сетевом ресурсе "Википедия" в частности....

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