High Quality Content by WIKIPEDIA articles! Payments are an indispensable part of our daily transactions, be it a consumer to a business, a business to a consumer or a business to a business. Payments raise the GDP of a country thus it is mandatory that the payment systems of the country are "safe, secure, sound, efficient, accessible and authorize,” as states the mission statement of the Reserve Bank of India’s publication on Payment Systems in India (2009–12). The Reserve Bank of India continually strives towards ensuring the smooth progress of the payments system. In India it is the BPSS (Board for Regulation of Payment and Settlement Systems) which is in charge of regulating these systems. Payment systems in any country are the most essential part of the economic system of that country. Efficiency in these is required to guarantee the timely completion of all transactions. As the payment system is one of the most important components of the financial system, innovative ways of...

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